Insurance cover – this is the major determining factor of how much you pay in insurance premium. Do not pay for things that do not actually apply to you by choosing comprehensive insurance blindly, so, choose your insurance coverage cautiously. At the same time, do not sign on for auto insurance with inadequate coverage just because you would like to save a few dollars because getting auto insurance with very poor coverage is as good as not getting any insurance. Just balance both so that you do not put yourself in any disadvantage position when something should go wrong.
This has to do with the surveys conducted on the number of accidents annually and their correlation with the gender and as a result women tend to be less involved with accidents when compared to men which make insurance companies to offer women better insurance premium rates. If you have not known this earlier, then compare the quotes they give to men. I would advice you look for an insurance firm that offers better rate for women if you are a woman and you are not getting a good rate from your present insurance company.